{"id":17,"date":"2026-09-17T17:00:00","date_gmt":"2026-09-17T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/wealthsmartadvisory-com\/2026\/09\/17\/parents-carry-school-debt-year-round\/"},"modified":"2026-09-17T17:00:00","modified_gmt":"2026-09-17T17:00:00","slug":"parents-carry-school-debt-year-round","status":"publish","type":"post","link":"https:\/\/www.wealthsmartadvisory.com\/blog\/2026\/09\/17\/parents-carry-school-debt-year-round\/","title":{"rendered":"Parents Carry School Debt Year-Round"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/heinrich-edimo\/parents-school-debt-remotion-videos-4ae3\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Before current fall shopping begins, ~27% of parents already owed &gt;$1K in school debt, and ~60% were carrying some school-related balance overall.<br \/>\nAhead of current fall shopping, ~48% of parents planned to spend &gt;$1K per child, while another ~28% expected $500-$999 in school costs.<br \/>\nEven among parents with &gt;$1K already owed, ~86% still planned another $1K per child, and ~68% felt confident they could avoid more debt.<br \/>\nSchool costs reshaped household budgets: ~76% reported trade-offs, including minimum debt payments, delayed savings or bills, and cutbacks on essentials or activities.<br \/>\nFamilies may need a fuller budget review, because overlapping school balances can turn seasonal shopping into a year-round financial obligation for many households.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Before current fall shopping begins, ~27% of parents already owed &gt;$1K in school debt, and ~60% were carrying some school-related balance overall. Ahead of current fall shopping, ~48% of parents planned to spend &gt;$1K per child, while another ~28% expected $500-$999 in school costs. Even among parents with &gt;$1K already owed, ~86% still planned another [&hellip;]<\/p>\n","protected":false},"author":433,"featured_media":43,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/users\/433"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":0,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/media\/43"}],"wp:attachment":[{"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wealthsmartadvisory.com\/blog\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}