Financial Stress Limits Retirement Saving

Recent survey signals strain: ~60% took outside work, ~70% delayed a major goal, and pressure reached workers across income levels in the US.
Rising household costs left less room for retirement saving, and only ~60% felt on track, down ~10 points yearly from the prior survey.
Savings momentum softened: ~40% increased contributions into 2026 versus ~55% into 2025, while only ~57% of Gen X felt jobs delivered financial security.
Financial strain affected work and milestones: ~54% said focus suffered, ~32% missed work, and many workers deferred emergency savings, debt payoff, or retirement.
Planning demand was strong: ~80% wanted guaranteed support, and savers with a personalized plan were >2x as likely to feel on track.
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